Boshhh Group £60 million valuation
Manchester based Boshhh Group has reached a £60 million valuation, marking a major milestone in its mission to advance financial equality. The fast growing fintech is building an ecosystem of solutions that improve access to credit, financial education, and fair lending assessments.
Founded on personal experience
CEO Lewis Camilleri returned to the UK after living in China and discovered his credit score had been damaged by unpaid bills he never received. Despite his financial stability, he was locked out of credit services.
That experience exposed a broken system where poor financial education and outdated lending criteria leave millions excluded. Determined to make change, Camilleri launched Boshhh Mobile as a first step to level the playing field.
Camilleri explained, “Good credit and bad credit create two completely different lives. Poor credit means you cannot get a phone contract, you struggle with overdrafts, loans, car finance, and mortgages. That is why I started Boshhh to make building credit easy.”
Credit building impact
Boshhh Mobile’s credit boosting SIM plans have already helped thousands improve their credit scores. The company has won awards including Best Personal Finance Tech at the Business Awards UK and Tech Company of the Year for small business at the Global Business Tech Awards.
To widen access, Boshhh Mobile now offers a free app for real time credit tracking, financial insights, and personalised tips, even for users without a Boshhh SIM.
Tackling irresponsible lending
One of the biggest causes of damaged credit is irresponsible lending, where people are approved for credit they cannot afford. This leads to high interest rates, penalties for late payments, and debt cycles that are difficult to break.
Boshhh Fintech, part of Boshhh Group, is focused on building fairer, more transparent financial practices. Its latest tool, Boshhh Insights, allows legal, regulatory, and financial organisations to stop unaffordable lending at the source. Boshhh Insights generates detailed affordability reports in under 60 seconds using secure open banking connections. Unlike traditional assessments, it analyses alternative data such as phone bills, utilities, subscriptions, and spending patterns. The result is a real time, accurate view of someone’s financial health.
Partners use Boshhh Insights to improve lending decisions, tenant assessments, and financial mis selling investigations, while ensuring fairness and compliance are built into every process.
Camilleri said, “Overspending and irresponsible lending are fuelling financial instability. Boshhh Insights makes affordability checks fair, transparent, and consistent, protecting both consumers and lenders.”
Rapid growth and leadership
To support its expansion, Boshhh has doubled its team to more than 50 people in just six months, opened a larger Manchester city centre office, and brought in a new senior leadership team.
Fintech veteran Voytek Bratnikow has joined as COO. Bratnikow shared, “Joining Boshhh to help build this game changing financial ecosystem is a dream. We are creating fintech tools that deliver real social impact and transform financial futures.”
Camilleri added, “We are breaking the cycle of irresponsible lending by giving consumers control over their credit and helping lenders adopt responsible practices. Our rapid growth shows the market is ready, and we aim to help millions more people in 2025.”
About Boshhh Group
At Boshhh Group, we are committed to breaking barriers to credit and advancing financial freedom. We offer innovative credit repair services and financial tools designed to support people who have been excluded from mainstream finance.
Through Boshhh Mobile, we offer guaranteed acceptance onto our credit building network, helping customers improve their credit with every payment. Alongside this, we provide personalised guidance to improve financial habits and build long term stability.
Boshhh Fintech helps our partners streamline verification, affordability checks, and compliance. Our solutions increase security, reduce operational risk, and promote fairness, transparency, and inclusion across the financial system. Explore our packages →
For media inquiries, contact:
Stephanie Owen, Head of PR and Communications
stephanie@boshhh.com
Boshhh Group £60 million valuation
Manchester based Boshhh Group has reached a £60 million valuation, marking a major milestone in its mission to advance financial equality. The fast growing fintech is building an ecosystem of solutions that improve access to credit, financial education, and fair lending assessments.
Founded on personal experience
CEO Lewis Camilleri returned to the UK after living in China and discovered his credit score had been damaged by unpaid bills he never received. Despite his financial stability, he was locked out of credit services.
That experience exposed a broken system where poor financial education and outdated lending criteria leave millions excluded. Determined to make change, Camilleri launched Boshhh Mobile as a first step to level the playing field.
Camilleri explained, “Good credit and bad credit create two completely different lives. Poor credit means you cannot get a phone contract, you struggle with overdrafts, loans, car finance, and mortgages. That is why I started Boshhh to make building credit easy.”
Credit building impact
Boshhh Mobile’s credit boosting SIM plans have already helped thousands improve their credit scores. The company has won awards including Best Personal Finance Tech at the Business Awards UK and Tech Company of the Year for small business at the Global Business Tech Awards.
To widen access, Boshhh Mobile now offers a free app for real time credit tracking, financial insights, and personalised tips, even for users without a Boshhh SIM.
Tackling irresponsible lending
One of the biggest causes of damaged credit is irresponsible lending, where people are approved for credit they cannot afford. This leads to high interest rates, penalties for late payments, and debt cycles that are difficult to break.
Boshhh Fintech, part of Boshhh Group, is focused on building fairer, more transparent financial practices. Its latest tool, Boshhh Insights, allows legal, regulatory, and financial organisations to stop unaffordable lending at the source. Boshhh Insights generates detailed affordability reports in under 60 seconds using secure open banking connections. Unlike traditional assessments, it analyses alternative data such as phone bills, utilities, subscriptions, and spending patterns. The result is a real time, accurate view of someone’s financial health.
Partners use Boshhh Insights to improve lending decisions, tenant assessments, and financial mis selling investigations, while ensuring fairness and compliance are built into every process.
Camilleri said, “Overspending and irresponsible lending are fuelling financial instability. Boshhh Insights makes affordability checks fair, transparent, and consistent, protecting both consumers and lenders.”
Rapid growth and leadership
To support its expansion, Boshhh has doubled its team to more than 50 people in just six months, opened a larger Manchester city centre office, and brought in a new senior leadership team.
Fintech veteran Voytek Bratnikow has joined as COO. Bratnikow shared, “Joining Boshhh to help build this game changing financial ecosystem is a dream. We are creating fintech tools that deliver real social impact and transform financial futures.”
Camilleri added, “We are breaking the cycle of irresponsible lending by giving consumers control over their credit and helping lenders adopt responsible practices. Our rapid growth shows the market is ready, and we aim to help millions more people in 2025.”
About Boshhh Group
At Boshhh Group, we are committed to breaking barriers to credit and advancing financial freedom. We offer innovative credit repair services and financial tools designed to support people who have been excluded from mainstream finance.
Through Boshhh Mobile, we offer guaranteed acceptance onto our credit building network, helping customers improve their credit with every payment. Alongside this, we provide personalised guidance to improve financial habits and build long term stability.
Boshhh Fintech helps our partners streamline verification, affordability checks, and compliance. Our solutions increase security, reduce operational risk, and promote fairness, transparency, and inclusion across the financial system. Explore our packages →
For media inquiries, contact:
Stephanie Owen, Head of PR and Communications
stephanie@boshhh.com
Comments
